Julian Bonilla

NMLS # 1745031

732-397-1210

julian@keypointmortgage.com

Julian Bonilla MLO
HUD Homes - Another Option for Buyers and Investors

HUD Homes - Another Option for Buyers and Investors

In today’s competitive housing market, it is smart to look at all the possible avenues for becoming a homeowner. Especially if you are a first-time buyer or have less-than-perfect credit, it can be difficult to break into the market. One option you could

Oct 11, 2022 | Purchasing a Home

What Tax Deductions are Available to Homeowners?

What Tax Deductions are Available to Homeowners?

If you are interested in becoming a homeowner, you may want to know how buying a home will affect your annual taxes. There used to be a lot of talk about homeownership tax deductions, so will your taxes go down after buying a house? Here’s the scoop: Afte

Oct 04, 2022 | Purchasing a Home

An Excellent Credit Score can Save you Big Money

An Excellent Credit Score can Save you Big Money

As interest rates on long-term mortgages continue to rise, buying a home at today’s record-high prices can be a challenge. However, a recent study from Zillow found that there is one thing home buyers can do to save themselves big time when it comes to mo

Sep 27, 2022 | Credit

Don't Let Rates keep you from Buying or Selling

Don't Let Rates keep you from Buying or Selling

It's no secret that mortgage interest rates have risen this year. Rates have risen almost four percentage points in less than a year. That kind of rate increase can be stressful for home buyers? But what about home sellers? How do increasing rates affect

Sep 20, 2022 | Interest Rates

How A Bridge Loan Can Help You Build a New Home

How A Bridge Loan Can Help You Build a New Home

In today’s housing market with sparse inventory, many people are opting for new builds or even to build their own custom homes.  If you’re interested in building on a piece of property but unsure how to afford the cost until you sell your current home, a

Sep 13, 2022 | Purchasing a Home

Buying a Vacation Home: A Quick Guide

Buying a Vacation Home: A Quick Guide

Having a second home for weekend or summer escapes is a priority for many Americans. If you’re interested in buying a vacation home, here’s a quick guide to the essential steps: Determine If You are Buying a Second Home or a Rental Property Many people re

Sep 06, 2022 | Purchasing a Home